Audio Vault

Todd from BECU is in studio. PMI loan update, new rules starting June 3. Caller Randy wants to know how to get a new loan that is better than 6.5% which he already has, does he need to refinance.
Caller Matt wants to know the best way to rebuild credit after going through bankruptcy Texter wants to know if you can claim student loans when declaring bankruptcy Caller Jason wants to make sure the FHA grandfathers
him into the program and doesn't get bumped out.

The BJ Shea Morning Experience interviews BECU's Todd Pitezsch. A caller just bought a house that needs a new roof, and wants to know if he can get a second on the new house for home improvements. A texter did not file last year and cannot find his w2 from last year, what can he do? BJ asks a question about paying off a second mortgage. A caller with bad credit is looking for land, he wants to buy the property and build on it but doesn’t have any money to build the house. What can he do? A texter asks a stupid question about $5.00.

The BJ Shea Morning Experience interviews BECU’s Todd Pietzsch. A caller in the military owns 2 houses and is upside down on two houses and is about to go over seas and is out of money. What should he do? A caller wants to buy a house in October. Is it better to pay more of a down payment or keep more in the bank? A caller has a big credit card bill. Should he pay it in one lump sum or make payments?

The BJ Shea Morning Experience interviews BECU's Todd Pietzsch. A caller's account was getting skimmed by a porn company. A caller wants to know the best way to start saving money. Also asks the best way to start building his credit.

The BJ Shea Morning Experience interviews BECU's Todd Pietzsch. Follow "@BECU" on twitter. A caller asks about bi-weekly mortgage payments. We play Todd's song. A caller asks about how to get out of debt while going through a divorce and on social security.

The BJ Shea Morning Experience interviews BECU's Todd Pietzsch : Filing for bankruptcy and his car is totaled. What should he do about the car? Will a secured credit card be a good option to rebuild his credit? A caller wants to know if he should pay off his credit card in full. A caller wants to know how he can get financial aide for school.

The BJ Shea Morning Experience talks with BECU's Todd Pietzsch. A caller asks about buying second house. After he gets into his new house, can he just default on the first one? Mortgage insurance question. Rev has a lay away question.

The BJ Shea MOrning Experience interview BECU's Todd Pietzsch. A caller bought his house before the recession and now is under water 100k on his house. What can he do? A caller has 16k in medical bill debt. After 7 years, does it go away? A caller wants to know what to do with her school loans.

Todd answers questions reguarding; short Selling vs. foreclosure on a house – Can you have more than one IRA account at once? – how do you get a lower interest rate on a loan with an interest rate of 135%?

The BJ Shea Morning Experience interviews Todd Pietzsch from BECU. A caller asks what she should do with 23k she just got. A caller wants to buy a second house but can't get a loan, what should he do? A texter asks a question about their loan payment. A caller wants to buy a house in a year. He has bad credit, what can he do to rebuild his credit?