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 <title>BECU Financial Advisor Podcast - 99.9 KISW The Rock of Seattle</title>
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 <itunes:author>99.9 KISW The Rock of Seattle</itunes:author>
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<item>
 <title>Todd from BECU 05-22-13</title>
 <link>http://www2.kisw.com/listen/todd-becu-05-22-13</link>
 <description>&lt;p&gt;Todd from BECU. Caller Charlie is in debt and wants to know if bankruptcy is a good option. A texter wants to know if he can start a retirement fund despite being 49.&lt;br /&gt;
Caller Remmington is trying to start a new business and wants help building a business plan.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-becu-05-22-13#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
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 <itunes:duration>11:28</itunes:duration>
 <itunes:author />
 <itunes:summary>Todd from BECU. Caller Charlie is in debt and wants to know if bankruptcy is a good option. A texter wants to know if he can start a retirement fund despite being 49. 
Caller Remmington is trying to start a new business and wants help building a business plan.</itunes:summary>
 <itunes:subtitle>Todd from BECU 05-22-13</itunes:subtitle>
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 22 May 2013 10:13:25 -0700</pubDate>
 <dc:creator>jurobinson</dc:creator>
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 <title>Todd Pietzsch BECU 04-24-13</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-becu-04-24-13</link>
 <description>&lt;p&gt;Todd from BECU is in studio. PMI loan update, new rules starting June 3. Caller Randy wants to know how to get a new loan that is better than 6.5% which he already has, does he need to refinance.&lt;br /&gt;
Caller Matt wants to know the best way to rebuild credit after going through bankruptcy  Texter wants to know if you can claim student loans when declaring bankruptcy  Caller Jason wants to make sure the FHA grandfathers&lt;br /&gt;
him into the program and doesn&#039;t get bumped out. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-becu-04-24-13#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
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 <itunes:duration>11:29</itunes:duration>
 <itunes:author>BJ Shea</itunes:author>
 <itunes:summary>Todd from BECU is in studio. PMI loan update, new rules starting June 3. Caller Randy wants to know how to get a new loan that is better than 6.5% which he already has, does he need to refinance.
Caller Matt wants to know the best way to rebuild credit after going through bankruptcy  Texter wants to know if you can claim student loans when declaring bankruptcy  Caller Jason wants to make sure the FHA grandfathers
him into the program and doesn&#039;t get bumped out. </itunes:summary>
 <itunes:subtitle>Todd Pietzsch BECU 04-24-13</itunes:subtitle>
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 24 Apr 2013 10:29:07 -0700</pubDate>
 <dc:creator>jurobinson</dc:creator>
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<item>
 <title>BECU&#039;s Todd Pietzsch 04-03-13</title>
 <link>http://www2.kisw.com/listen/becus-todd-pietzsch-04-03-13</link>
 <description>&lt;p&gt;The BJ Shea Morning Experience interviews BECU&#039;s Todd Pitezsch. A caller just bought a house that needs a new roof, and wants to know if he can get a second on the new house for home improvements. A texter did not file last year and cannot find his w2 from last year, what can he do? BJ asks a question about paying off a second mortgage. A caller with bad credit is looking for land, he wants to buy the property and build on it but doesn’t have any money to build the house. What can he do? A texter asks a stupid question about $5.00.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://www2.kisw.com/listen/becus-todd-pietzsch-04-03-13&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/becus-todd-pietzsch-04-03-13#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/todd%20pietzsch%2004-03-13.mp3" length="13042043" type="audio/mpeg" />
 <itunes:duration>13:35</itunes:duration>
 <itunes:author>BJ Shea Morning Experience</itunes:author>
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 03 Apr 2013 10:23:54 -0700</pubDate>
 <dc:creator>bwatts</dc:creator>
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<item>
 <title>Todd Pietzsch 01-30-13</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-01-30-13</link>
 <description>&lt;p&gt;The BJ Shea Morning Experience interviews BECU’s Todd Pietzsch. A caller in the military owns 2 houses and is upside down on two houses and is about to go over seas and is out of money. What should he do? A caller wants to buy a house in October. Is it better to pay more of a down payment or keep more in the bank? A caller has a big credit card bill. Should he pay it in one lump sum or make payments? &lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-01-30-13#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/Todd%20pietzsch%2001-30-13.MP3" length="13019473" type="audio/mpeg" />
 <itunes:duration>13:33</itunes:duration>
 <itunes:author>BJ Shea Morning Experience</itunes:author>
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 30 Jan 2013 10:37:50 -0800</pubDate>
 <dc:creator>topshelf</dc:creator>
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<item>
 <title>Todd Pietzsch 01-09-13</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-01-09-13</link>
 <description>&lt;p&gt;The BJ Shea Morning Experience interviews BECU&#039;s Todd Pietzsch. A caller&#039;s account was getting skimmed by a porn company. A caller wants to know the best way to start saving money. Also asks the best way to start building his credit. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-01-09-13#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/todd%20pietzsch%2001-09-13.mp3" length="10821008" type="audio/mpeg" />
 <itunes:duration>11:16</itunes:duration>
 <itunes:author>BJ Shea Morning Experience</itunes:author>
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 09 Jan 2013 10:18:20 -0800</pubDate>
 <dc:creator>bwatts</dc:creator>
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<item>
 <title>Todd Pietzsch 12-12-12</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-12-12-12</link>
 <description>&lt;p&gt;The BJ Shea Morning Experience interviews BECU&#039;s Todd Pietzsch. Follow &quot;@BECU&quot; on twitter. A caller asks about bi-weekly mortgage payments. We play Todd&#039;s song. A caller asks about how to get out of debt while going through a divorce and on social security. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-12-12-12#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/todd%20pietzsch%2012-12-12.mp3" length="10039424" type="audio/mpeg" />
 <itunes:duration>10:27</itunes:duration>
 <itunes:author>BJ Shea Morning Experience</itunes:author>
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 12 Dec 2012 10:25:17 -0800</pubDate>
 <dc:creator>topshelf</dc:creator>
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<item>
 <title>Todd Pietzsch 11-20-12</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-11-20-12</link>
 <description>&lt;p&gt;The BJ Shea Morning Experience interviews BECU&#039;s Todd Pietzsch : Filing for bankruptcy and his car is totaled. What should he do about the car? Will a secured credit card be a good option to rebuild his credit? A caller wants to know if he should pay off his credit card in full. A caller wants to know how he can get financial aide for school.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-11-20-12#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/todd%20becu%2011-20-12.mp3" length="13146115" type="audio/mpeg" />
 <itunes:duration>13:41</itunes:duration>
 <itunes:author>BJ Shea Morning Exprience </itunes:author>
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Tue, 20 Nov 2012 10:17:31 -0800</pubDate>
 <dc:creator>topshelf</dc:creator>
 <guid isPermaLink="false">160686 at http://www2.kisw.com</guid>
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<item>
 <title>Todd Pietzsch 10-31-12</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-10-31-12</link>
 <description>&lt;p&gt;The BJ Shea Morning Experience talks with BECU&#039;s Todd Pietzsch. A caller asks about buying second house. After he gets into his new house, can he just default on the first one? Mortgage insurance question. Rev has a lay away question. &lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-10-31-12#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/todd%20pietzsch%2010-31-12.mp3" length="11925674" type="audio/mpeg" />
 <itunes:duration>12:25</itunes:duration>
 <itunes:author>BJ Shea Morning Experience</itunes:author>
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 31 Oct 2012 10:23:49 -0700</pubDate>
 <dc:creator>topshelf</dc:creator>
 <guid isPermaLink="false">159767 at http://www2.kisw.com</guid>
</item>
<item>
 <title>Todd Pietzsch from BECU</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-becu-2</link>
 <description>&lt;p&gt;The BJ Shea MOrning Experience interview BECU&#039;s Todd Pietzsch. A caller bought his house before the recession and now is under water 100k on his house. What can he do? A caller has 16k in medical bill debt. After 7 years, does it go away? A caller wants to know what to do with her school loans.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-becu-2#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/todd%20pietzsch%2009-26-12.mp3" length="13410265" type="audio/mpeg" />
 <itunes:duration>13:58</itunes:duration>
 <itunes:author>BJ Shea Morning Experience</itunes:author>
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Wed, 26 Sep 2012 10:38:30 -0700</pubDate>
 <dc:creator>bwatts</dc:creator>
 <guid isPermaLink="false">157936 at http://www2.kisw.com</guid>
</item>
<item>
 <title>Todd Pietzsch 8-27-12</title>
 <link>http://www2.kisw.com/listen/todd-pietzsch-8-27-12</link>
 <description>&lt;p&gt;Todd answers questions reguarding; short Selling vs. foreclosure on a house – Can you have more than one IRA account at once? – how do you get a lower interest rate on a loan with an interest rate of 135%?&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
 <comments>http://www2.kisw.com/listen/todd-pietzsch-8-27-12#comments</comments>
 <category domain="http://www2.kisw.com/taxonomy/term/185">BECU Financial Advisor</category>
 <enclosure url="http://www2.kisw.com/sites/default/files/audio/ToddPietzch-8-27-12.mp3" length="10374732" type="audio/mpeg" />
 <itunes:duration>14:24</itunes:duration>
 <itunes:author />
 <itunes:summary />
 <itunes:subtitle />
 <itunes:explicit>no</itunes:explicit>
 <pubDate>Mon, 27 Aug 2012 11:22:55 -0700</pubDate>
 <dc:creator>bwatts</dc:creator>
 <guid isPermaLink="false">156477 at http://www2.kisw.com</guid>
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